# Collateralization & Guarantees

At ReFi Hub, we prioritize the security of your investments. Here's how we ensure that:

1. **Stringent Business Vetting:**
   * Every business listed on our platform undergoes a thorough vetting process from an operational, financial, and impact perspective. We carefully select businesses with a proven ability to generate environmental impact and deliver a return on investment.
2. **Collateralization:**
   * Some investments on our platform are backed by collateralization of real-world assets. In the case of a default, if the investment is collateralized, ReFi Hub will act on behalf of investors to recover lost costs and distribute repayments. For more details, see our [FAQ page](https://refihub.gitbook.io/refi-hub/investing-on-refi-hub/investment-faqs).
3. **Guaranteed Investments:**
   * For added protection, some businesses are also backed by guarantors. Guarantors are legally bound to payout out on behalf of the business in case of loan default or missed yield payment commitments, in the case of ownership agreements.
