Investment: FAQs

General

What is ReFi Hub?

ReFi Hub is a crowdfunding platform leveraging blockchain technology to offer transparent, decentralized investment opportunities that align profitability with environmental impact.

What types of investments does ReFi Hub offer?

ReFi Hub offers private ownership and lending investments. These are focused on businesses with sustainable outcomes, aligning with United Nations Sustainable Development Goals such as climate action, clean energy, and responsible consumption. The primary focus is currently on clean energy. In particular; solar, climate tech, EVs and sustainable Bitcoin mining.

How does ReFi Hub ensure the security of investments?

ReFi Hub employs stringent business vetting processes to ensure business have a proven record and are able to meet the obligations of investment agreements. More so, some investments are secured through either guarantors or collateral.

Defaults & Risk Management

What happens in the case of an investment default

In the event of a default on a collateralized loan or investment, ReFi Hub will act on behalf of investors to initiate recovery actions and seek to recoup any outstanding amounts. Once funds are recovered, they will be distributed proportionally to the investors. While we strive to minimize risks by listing quality businesses, it is important to note that recoveries are subject to the value and liquidity of the underlying collateral.

Can investors pursue action on their own in case of default?

Yes, investors can choose to handle legal proceedings independently or allow ReFi Hub to manage them.

What types of collateral are accepted?

Collateral is assessed on a case-by-case basis, with a preference for over-collateralization to mitigate depreciation risks. Collateral may include machinery, real estate, inventory and patents.